One consent, whole picture
Link banks, mutual funds, and loans through the RBI Account Aggregator in minutes — plus manual entries for gold and property. No passwords shared, revoke anytime.
🪙
CogniPenny turns your scattered accounts, SIPs, loans, and gold into one honest net-worth picture — with 1, 5, and 10-year projections you can actually trust. Built on India’s RBI Account Aggregator: consent-first, no scraping, no selling your data. Ever.
Link banks, mutual funds, and loans through the RBI Account Aggregator in minutes — plus manual entries for gold and property. No passwords shared, revoke anytime.
See your net worth at 1, 5, and 10 years as ranges with visible assumptions — never false precision. Change an assumption, watch the future update.
Set a goal — a home, education, retiring early — and get conflict-free ways to close the gap. We earn from your subscription, not from pushing products.
A household money view with shared-but-private visibility: see the family picture without exposing every member’s details.
Subscription-funded, DPDP-native, zero data selling. Our only incentive is your financial clarity.
Projections and goal math are computed, not hallucinated. AI explains; it never invents your numbers.
Account Aggregator rails, UPI-era categorization, vernacular-ready.
One family account. An app for every member of the house — learning for kids, money for adults, care for grandparents. Private by design, honest by architecture.
Explore the suite →